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Real Money Skills. Real Confidence. Real Life.
Middle School Money Club is a monthly financial literacy experience created exclusively for students in grades 6-8 who are ready to learn how money works and how to make it work for them. Through hands-on activities, engaging discussions, real-world challenges, and interactive learning experiences, students discover that money is about more than dollars and cents. It is about choices, opportunities, goals, and building the future they want for themselves.
Each month, students explore a new topic designed to help them grow in confidence and capability. Along the way, they learn how to save with purpose, create a simple budget, make smart spending decisions, understand entrepreneurship, and develop the skills needed to navigate an increasingly complex financial world. The program is built around helping middle school students develop their first personal financial system and begin practicing the habits that lead to long-term financial success.
Because financial confidence doesn't start when you're an adult.
It starts now.
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EARN
Learn how money is made through work, skills, and entrepreneurship.
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SAVE
Set goals and build habits that help your money grow over time.
SPEND
Make smart choices about where your money goes and why.
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INVEST
Discover how money can grow by working for your future.
SCHEDULE AND ENROLLMENT REQUIREMENTS
More Than a Money Class.
Middle School Money Club is designed to make financial literacy engaging, practical, and accessible for every student. Through monthly sessions, students build real-world money skills in a supportive environment while connecting with peers who are learning alongside them.
This is an 8-month commitment (October 2026 to May 2027) meeting once a month on the Tuesday evenings.
The program will begin on Tuesday, October 20, 2026 via Zoom.
Program Dates:
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10/20/2026 (Virtual)
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11/17/2026 (Virtual)
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12/15/2026 (Virtual)
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1/19/2027 (Virtual)
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2/16/2027 (Virtual)
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3/16/2027 (Virtual)
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4/20/2027 (Virtual)
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5/18/2027 (Virtual)
Enrollment Requirements
To enroll, students and parents must meet the following criteria:
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Students must be between the grades 6th - 8th and currently enrolled in middle school.
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Participants must live in the Orange County, FL.
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Students must submit their most recent report card or progress report prior to the start of the program.
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Students must have consistent access to a reliable computer and internet. Participation in virtual sessions, simulations, and digital projects requires dependable technology access.
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Students must complete both a pre-program and post-program financial literacy assessment. We measure progress from day one to highlight growth and mastery.
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Students must demonstrate a mindset rooted in curiosity, consistency, and commitment. Be ready to participate and ask questions.
For questions, please email programs@8cents.org.
