This is where generational wealth begins—with you
The Investment Club was made for the ambitious students destined for greatness. It’s for young visionaries who may not hail from wealth, yet stride with the confidence of those who do. Open to high school students with rich wealth energy, this club is your exclusive pathway to becoming a self-assured, first-generation investor. From September to May, students gather to master the essentials of the stock market, portfolio crafting, and ethical investing—cultivating the mindset of tomorrow's magnates.
Whether you’re new to the world of investing or already tracking trends on TikTok, the Investment Club transforms curiosity into expertise. Earn investment accolades, collaborate with mentors, and create your simulated portfolio. For those dedicated to excellence, there’s a chance to qualify for the Global Youth Investment Summit—where students from 15 countries compete at the pinnacle in New York City. All expenses paid.
This is more than a program. It’s your inaugural step towards financial triumph. Welcome to the club—where the journey to prosperity commences.

RICH WEALTH ENERGY,
STARTS HERE:
Rich-wealth energy starts here.
The 8 Cents in a Jar Investment Club is a transformative movement focused on wealth ownership, not just theory. Students engage in real-time investing and elite training to enhance their financial acumen. Benefits of enrollment include:​
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Market Understanding: Learn to analyze stocks, financial systems, and global economics.
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Leadership Development: Gain confidence by participating in stock pitches and discussions.
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Wall Street Exposure: Access mentorship and site visits with industry professionals.
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Practical Ownership: Manage simulated portfolios and open brokerage accounts for hands-on experience.
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Equity Advocacy: Address wealth education gaps through scholarships and mentorship for underserved communities.

HIGH SCHOOL HUSTLERS
To earn your seat at the table, especially the one in New York City—you’ve got to show up, stay sharp, and stack your wins. This club is built for legacy-makers, not spectators. If you're ready to lead, learn, and level up—this is your moment. Here's what it takes to join:
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Students must be between the grades 9th - 12th and currently enrolled in high school. This ensures participants are at a critical stage to develop financial skills and leadership potential.
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Participants must live in the Orange County, FL. Experiences are rooted in the local community, but the impact reaches far beyond.
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All students are welcome—because elite status is earned, not inherited. We value grit, curiosity, and commitment over resume padding.
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Students must have consistent access to a reliable computer and internet. Participation in virtual sessions and digital projects requires dependable technology access.
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Students must have transportation to attend occasional in-person workshops and events. While the majority of programming is virtual, attendance at select in-person sessions is essential for full engagement.
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Students must complete both a pre-program and post-program financial literacy assessment. We measure progress from day one to highlight growth and mastery.
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Students must submit their most recent report card or progress report prior to the start of the program.
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Students must demonstrate a mindset rooted in curiosity, consistency, and commitment. This is an immersive program that requires showing up—not just physically, but mentally and intentionally.
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Students must actively save money during the program. Whether through a formal savings account, a brokerage account, or participation in saving challenges, developing real-world money habits is a core expectation.​​
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This is an 8-month commitment (September 2026 to April 2027) meeting every other Thursday (virtual) that mixes workshops, business labs, investment challenges, and life-changing opportunities. The program begins on Thursday, September 10, 2026.
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Program Commitment:
To qualify for the fully funded trip to New York City and the Global Youth Investment Summit, students must demonstrate consistent participation and engagement. The commitments are:
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Students must complete a mininium of four YIS core investment and financial literacy modules. These lessons form the foundation of stock analysis, economic insight, and financial strategy.
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Students must compete in the Global Stock Pitch Competition.
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Students must complete at least two YIS Dollar-a-Day Challenges. This challenge builds daily financial discipline while reinforcing the power of compounding and consistency.
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Students must maintain a minimum of 80% attendance throughout the eight-month program.
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DIVIDEND DETECTIVES
A Program For Students with Rich Wealth Aspirations
Join a community of young investors! Our Elementary Earners introduces students in grades K–5 to the world of investing through hands-on activities, real-world money lessons, and fun projects. Kids will build smart habits and learn how to make their money grow, laying the foundation for lifelong wealth moves and a new legacy.

Program Schedule
This is an 5-month commitment (September 2026 to January 2027) meeting twice a month on Thursdays and Sundays.
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The program will begin on Thursday, September 17, 2026 via Zoom.​
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Program Dates:​​
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​9/17/2026 (Virtual)
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9/27/2026​ (In-Person)
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10/15/2026 (Virtual)
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10/25/2026 (In-Person)
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11/12/2026 (Virtual)
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12/10/2026 (Virtual)
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1/21/2027 (Virtual)
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1/24/2027 (In-Person)​​​​
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For additional questions, email programs@8cents.org
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BECOME A MONEY MENTOR
Make the investment and join us as a Money Mentor to assist newly minted shareholders and watch your impact compound like elite rewards.
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Still have questions? Email programs@8cents.org for additional assistance about this and all of our programs.
​This program is sponsored in part or full by Orange County, FL.
ELEMENTARY EARNERS
Program Requirements & Commitments
If you want to be part of the next generation of wealth-builders, you need to show up, stay curious, and take action. Dividend Detectives is for young leaders who are ready to learn, grow, and make their mark. If you’re excited to explore, experiment, and earn your place, this is where your journey begins. Here's what it takes to join:
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Students must be between the grades K - 5th and currently enrolled in elementary school.
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Participants must live in the Orange County, FL. Experiences are rooted in the local community, but the impact reaches far beyond.
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Everyone is welcome. We look for curiosity, effort, and a willingness to try—no experience required.
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Students must have consistent access to a reliable computer and internet. Participation in hybrid sessions, virtual simulations, and digital projects requires dependable technology access.
​
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Students must have transportation to attend in-person sessions. While some programming is virtual, attendance at in-person sessions is essential for full engagement.
​
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Students must complete both a pre-program and post-program financial literacy assessment. We measure progress from day one to highlight growth and mastery.
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Students must submit their most recent report card or progress report prior to the start of the program.
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Students must demonstrate a mindset rooted in curiosity, consistency, and commitment. Be ready to participate, ask questions, and help your fellow detectives.​​​​
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