.png)
PUTTING KNOWLEDGE TO WORK
Financial knowldege alone does not create economic mobility.
Our programs are designed to move students beyond knowing how money works to putting that knowledge to work through real opportunities to make financial decisions, earn, save, invest, build credit, acquire assets, and strengthen their economic position.
We create opportunities to practice it, build with it, and own something because of it. We are preparing students not simply for adulthood, but to inherit the cities they live in with the financial capability, assets, ownership, and economic agency to shape what comes next.
Next: The Student Wealth Journey
SIX STAGES. ONE ECONOMIC DESTINATION.
Our programs change as students grow. The destination doesn't.
Our programs evolve as students grow, from their first lessons about earning to building assets and eventually preparing the next generation. Beginning at age 8 and continuing through young adulthood, each stage builds on the one before it, creating opportunities to learn, practice, earn, save, invest, build credit, acquire assets, and grow wealth over time.
Young Elementary Earner representing early financial education and money habits at 8 Cents in a Jar.
Middle school student representing hands-on money management and financial education through 8 Cents in a Jar.
High school graduate representing financial readiness, career preparation, and wealth-building for young people.
College student representing cash flow, financial independence, and money management during the college years.
Young adult representing asset-building, financial ownership, and wealth-building through the 8 Cents in a Jar Wealth Journey.
Young family representing multigenerational financial education, family wealth-building, and passing financial knowledge forward.
How We Teach Students and Families
SIGNATURE PROGRAMS IN PRACTICE
Our programming happens year-round, with experiences designed around six financial life stages. At the center are our eight signature programs, with projects and experiences that evolve within and alongside them to meet students and families where they are in their Wealth Journey.
Each experience may look different, but all move the same journey forward: practice financial decisions, build skills, increase ownership, strengthen economic position, and create something to pass forward.
Along the way, we make room for students lived experiences, family realities, barriers, and opportunities because financial decisions don't happen in a vacuum.
Eight signature programs. Six life stages. One path toward Economic Succession.
LOOKING FOR A PROGRAM?
Our Coins Change Communities
Our eight signature programs are just the beginning. Explore our full program listings for current experiences, enrollment details, eligibility, and upcoming opportunities. Have questions or need help finding the right fit? Email programs@8cents.org