ABOUT | 8 Cents in a Jar

programs you can bank on...

We teach students how to save money, acquire assets, and build wealth using coin components of change approach that combines personal finance, socioeconomics, and financial social work. Our focus is increasing their socioeconomic status by developing their beliefs towards financial goals, plans, and actions, promoting their financial health and wellness, and supporting financial inclusion and empowerment. We offer public and private programs to cater to the demands of our communities.

our programs
and services

what we teach

coin components of change

Our exceptional programs and projects are designed to ignite students' passion by exploring two or more personal finance concepts.

Behavioral
Economics

Develop a healthy interaction with money and understand economic models to form reliable decision-making skills.

Behavioral Economics

Credit & Debt

Know the purpose of a credit report, benefits of excellent credit, how to build and maintain credit, and avoid long-term debt problems.

Credit & Debt

Generational Wealth

The history and how-to guide for creating wealth that's passed down from one generation to another - starting as a student.

Generational Wealth

Investor
Education

Explain the stock market and how smart investing builds wealth and helps meet financial goals. Learn strategies to buy and sell trades.

Investor Education

Spending
& Saving

Demonstrate how to effectively spend and save money for specific goals and master financial capabilities throughout adulthood.

Spending & Saving

Student
Entrepreneurship

Generate and produce earnings to cultivate a new business with maximum profits and meaningful purpose.

Student Entrepreneurs

Lending
& Loans

The impact of borrowing money and how loans work. Develop cost-effective risk management strategies for lending practices.

Ledning & Loans

Taxation

Learn what a tax is, how taxes are collected, and ways that tax money is used towards product, income, or activity in the private sector.

Taxation

hOW WE TEACH

EIGHT SIGNATURE PROGRAMS

Our exceptional programs and projects are designed to ignite students' passion through live interactions, empathy, and experience.

careers & Currency

Careers and Currency is a workforce development program that supports individuals transitioning into high-paying careers. The initiative offers career counseling, skills training, and financial planning resources to achieve greater socioeconomic mobility. The program helps individuals overcome barriers to success and reach their full potential by providing comprehensive support and resources.

Target Group: High School Hustlers, Affluent Adults

BE THE CHANGE & ENROLL

CENTS ACADEMY

CENTS Academy is a rigorous program designed for student entrepreneurs to help them launch, activate, and accelerate their business models. The program aims to ensure that the students' businesses have a meaningful purpose, achieve maximum profits, and are scalable through effective brand and financial operations. Ultimately, the program aims to enable the students to become successful business owners and pursue entrepreneurship as their career of choice.

Target Group: Middle School Money, High School Hustlers

BE THE CHANGE & ENROLL

CHANGE ACADEMY

Change Academy is an empowering educational program that offers additional learning resources to students, educators, and homeschoolers. Our comprehensive services include personal finance, socioeconomics, and financial social work. We are passionate about equipping educators with the knowledge and skills to help students avoid common money management mistakes and achieve financial well-being, paving the way for a brighter future.

Target Group: Elementary Earners, Middle School Money, High School Hustlers

BE THE CHANGE & ENROLL

COMMUNITY CHANGE JARS

Community Change Jars is a savings program designed to provide students with their first savings account using spare change donated by their communities. Local businesses will host a change jar, and all the funds raised will be donated to a student within the same zip code. The program aims to help students understand the importance of financial responsibility by encouraging them to save money and manage their finances better.

Target Group: Elementary Earners, Middle School Money, High School Hustlers, Affluent Adults

BE THE CHANGE & ENROLL

STUDENT STOCK MARKET CHALLENGE

The Stock Market Challenge is an educational program designed to provide students with practical experience in investing and risk management. It offers interactive workshops, investment competitions, and career development opportunities in the banking and financial services industries. Students learn about investment strategies and risk management, participate in investment simulations, and develop valuable skills to make informed investment decisions.

Target Group: Elementary Earners, Middle School Money, High School Hustlers, Affluent Adults

BE THE CHANGE & ENROLL

SENIOR SATURDAY OF SAVINGS

The Senior Saturday of Savings program teaches high school seniors essential home economics and adulting skills, such as money management, home repair, cooking, and cleaning. Led by senior citizens, the program offers practical skills and the opportunity to learn from a generation with a wealth of knowledge and life experience. Upon completion, students receive micro-scholarships to support their transition into adulthood. It's an excellent opportunity for high school seniors to gain skills, knowledge, and connections that will serve them well for years.

Target Group: High School Hustlers

BE THE CHANGE & ENROLL

TEACH STUDENTS MONEY EXPO

The Teach Students Money Expo program is a hands-on learning experience designed to teach students about real-world financial life skills. Through a simulated city called EightVille, students will learn about managing money, making wise financial decisions, and living responsibly in Central Florida.

Target Group: Middle School Money, High School Hustlers

BE THE CHANGE & ENROLL

ORLANDO SAVES

Orlando Saves is a collaborative effort between America Saves and the nonprofit Consumer Federation of America. The program aims to inspire and assist low- to moderate-income families in saving money, reducing debt, and building wealth. Based on research and utilizing the principles of behavioral economics and social marketing, the program equips students with the tools to complete their Orlando Savings Pledge.

Target Group: Middle School Money, High School Hustlers

BE THE CHANGE & ENROLL

programs you can bank on...

our programs and services

what we teach